Why More Businesses Are Choosing to Accept Gold and Silver as Payment

by Uneeb Khan
Uneeb Khan

Money has changed a lot over the years. From coins to paper bills, and now to digital transactions, the way we pay for things keeps evolving. But one thing has stayed the same for thousands of years — gold and silver hold their value. So what if your business could accept payments in gold or silver, just as easily as you accept a credit card? That is exactly what Kinesis Pay makes possible.

In this post, we will walk through what Kinesis Pay is, how it works, and why so many merchants are starting to pay attention to it.

What Is Kinesis Pay?

Kinesis Pay is a downloadable plugin created by Kinesis Money. It lets businesses and merchants accept payments in gold-backed tokens (KAU), silver-backed tokens (KAG), and over 30 other digital assets. These include well-known options like Bitcoin (BTC), Ethereum (ETH), Stellar (XLM), Dash (DASH), Dogecoin (DOGE), and USD Coin (USDC).

Kinesis Money is the company behind this platform. They issue digital tokens that are directly backed by real, physical gold and silver. So when a customer pays with KAU, that payment is backed by actual gold. This is not just another crypto project. It is a system built on real, tangible assets.

The plugin itself is simple to install. You do not need a technical background or a developer on your team. Once it is set up, you can start accepting payments right away — sometimes on the very same day.

How Does It Work for Merchants?

Setting up Kinesis Pay is straightforward. You download the plugin and install it into your existing e-commerce platform or point-of-sale system. From there, you choose your preferred fiat currency during the setup process. This is useful because it means your customers can pay in their local currency, and the platform will convert it into KAU or KAG in real time.

So even if your customer is not familiar with gold-backed tokens, they can still complete a transaction without any friction. The conversion happens behind the scenes, and you receive the value in precious metal-backed assets.

The Kinesis Pay plugin works with a wide range of e-commerce platforms. Whether you run a small online store or a larger retail operation, the system is built to fit into your existing setup without major disruption.

The Advantages of Kinesis Pay for Your Business

There are several strong reasons why merchants are making the switch. Let us go through the most important ones.

It Costs Nothing to Use

This one often surprises people. Kinesis Pay charges no processing fees for merchants or customers. There are no installation fees. There are no monthly usage charges either. For comparison, traditional payment processors often charge between 1.5% and 3.5% per transaction. Over time, those fees add up to a significant amount.

With Kinesis Pay, that cost is removed entirely. This alone makes it worth considering, especially for businesses with high transaction volumes.

You Can Earn Passive Income

Beyond saving on fees, merchants can also earn money just by using the platform. There are two ways this works:

  • Holder’s Yield: If you keep your KAU or KAG in your Kinesis account, you earn a yield simply for holding those assets. The longer you hold, the more you can accumulate over time.
  • Referrer’s Yield: When you refer other clients or businesses to Kinesis, you earn 7.5% of the transaction fees generated by those referred users. So as your network grows, your passive income grows with it.

These are not complicated reward programs. They are straightforward ways to build recurring income on top of your regular business revenue.

Payments Are Backed by Real Assets

One of the biggest advantages of Kinesis Pay is that your earnings are stored in gold and silver — not in a currency that can be printed at will. Fiat currencies lose purchasing power over time due to inflation. Gold and silver, on the other hand, have maintained their value across centuries.

For businesses that are concerned about holding large amounts of cash in a volatile economic environment, this offers a real alternative.

Fast Setup, Same-Day Use

Because the plugin is designed for simplicity, you do not have to wait weeks to get started. Most merchants can download, install, and activate Kinesis Pay within the same day. There is no lengthy approval process and no complicated technical setup.

What About the Customers?

Customers also benefit from this system. They pay no fees when using Kinesis Pay. Whether they are paying in KAU, KAG, or another supported digital asset, the transaction goes through without any extra charge on their end.

This matters because fee-free payments encourage more customers to try and repeat the experience. Furthermore, customers who already hold gold or silver tokens now have a practical way to spend them — which increases the everyday usefulness of precious metals.

Is Kinesis Pay Right for Your Business?

If you are running an online store, a retail shop, or any kind of business that takes payments, it is worth exploring. The advantages of Kinesis Pay are clear. There are no fees, easy setup, passive income potential, and payments backed by real gold and silver.

Traditional payment systems were built for a traditional financial world. But that world is shifting. More people are looking for alternatives to standard banking. More businesses want to protect their earnings from inflation. Kinesis Pay sits right at the centre of that shift.

The fact that it supports over 30 digital assets, including major options like BTC, ETH, and USDC, means it is also flexible enough to meet your customers where they are — whether they prefer gold tokens or more familiar cryptocurrencies.

Final Thoughts

Accepting gold and silver as payment might have sounded far-fetched not long ago. Today, it is a practical option that any business can set up in a matter of hours. Kinesis Pay makes it simple, cost-free, and genuinely rewarding for merchants.

If you have been looking for a smarter way to handle payments — one that protects your earnings, reduces your fees, and opens the door to passive income — then the advantages of Kinesis Pay are well worth your attention.

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